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Joseph Kenny's Articles in Finance

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  • Dwindling Consumer Confidence Is Not Helping the Housing Market
    e aggressive interest rate cuts by the Federal Government to maintain jobs and even a stimulus package sent out to assist with finances, consumer confidence is still lingering around its lowest level in close to two decades.
  • Eliminate Debts For A Better Personal Life
    The elimination of personal debt is always a good idea; removing debt is always advantageous in many ways. It doesn't matter who you are wealthy and have huge debts, or who are regular person with a small amount of debt.
  • Why Should I Care If It's Good Debt Or Bad Debt?
    Understanding the difference between a good debt and a bad debt is not that complicated once you understand the principle of the idea. Most Americans assume that all debts are bad; they are just one of the necessary evils of modern life.
  • Leaning To Live Within A Budget
    Learning to live within a budget can be the first way to alleviate, or avoid serious debt problems. No matter how much, or how little income you have, if you do not work within your means, you can get into serious financial problems.
  • Does Our Freedom Cause Our Debts?
    In America, we all take great pride in our freedom; freedom is a fundamental right for all citizens. We will not give up this freedom at any cost, that this the American way of life.
  • Understand The Important Points Of Payday Loans
    A payday loan is a short term loan that can prove invaluable at time when you run short of cash and there is still quite a way to go until payday comes around again.
  • Is It Time To Refinance Your Auto Loan?
    If you think that you are paying too high of an interest rate on your current auto loan, or if you just want to get a lower monthly payment, it could be time for you to refinance your auto loan.
  • What Can Be Gained By Refinancing Your Mortgage?
    Many people are doing it, but should you? Getting a new mortgage to replace the old one could be very sound advice but not every time.
  • Home Equity Loans For The Self-Employed
    Those of you who are among the ranks of the self-employed may have already learned that it is more difficult to get a loan - let alone a home equity loan.
  • Six Steps To Get A Good Deal On Your Next Auto Loan
    It really is not all that hard to get a good deal on a car. Part of the trick, however, is to be informed about the process and the terms that may be thrown at you as part of the deal.
  • What Does It Take To Qualify For A Payday Loan?
    Payday loans are a fast way to come up with cash you may need to hold you over until your next paycheck. This can make them very convenient because it allows you to get money very quickly.
  • How A Home Equity Line Of Credit Can Fulfill Your Dreams
    If you have lived in your home for a number of years, then you have had time to have built up some equity in your home.
  • Basics Of Federal Bond Issues
    Most people associate the term 'investments' with stocks and mutual funds, but Federal bond issues also constitute a major chunk of the overall investments market. The annual turnover of US Federal Bond issues is many times more than that generated by the collective stock markets.
  • How Much Do You Need for Retirement
    With an increasing number of people scheduled to begin retirement in the next few years, it is important to begin thinking about the subject. Even if you’re not near the age of retirement yet, it’s a good idea to begin thinking about how you plan to fund your retirement as soon as possible.
  • Payment Protection Insurance: Is It Just A Scam?
    Payment protection insurance (PPI) has taken a bashing recently. PPI is a type of insurance designed to protect repayments on financial products if borrowers find that they are in financial difficulty.
  • Ways to Pay for Your College Education
    Many of us dream of obtaining a higher education in order to fulfill our dreams; however the financial reality is that obtaining a college education can be difficult.
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