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Do You Know the rules? Using the ACH is a powerful and convenient addition to your receivables management tools. It brings with it some very important responsibilities. Having a Merchant Account is No Longer an Option Setting up merchant account services offers you: • Improved customer satisfaction • Larger customer base with more payment options • Increased credibility for your business Why Spend Your Valuable Time Trying to Collect Returned Checks? When your customer bounces a check, your bank forwards the returned check to the bad check recovery service that you have chosen to represent you. The check is entered into a database and re-submitted electronically via the ACH network. Check Guarantee A check guarantee service can be a simple and economical way to increase revenue at your place of business. A check guarantee service from a reputable check guarantee processor will let you accept checks easily and quickly from your customers without worry. Electronic Payments Electronic payments can automate your receivables, improve your cash flow and save you time and money by allowing you to automatically collect monies owed to you. Here is a list of questions that a merchant should ask companies offering payment-processing solutions in order to VERIFY their ability, reliability and honesty! Common questions with answers that merchants should ask in order to select the most effective payment processing solutions for their businesses. Electronic Check Conversion Electronic check conversion allows merchants to accept their customers paper checks by converting these paper checks to electronic debits at the point of sale, thus eliminating the need to handle paper checks. Contactless Payments Merchant Accounts The next generation of electronic payment, contactless payments don’t require the customer to hand over their card. The whole transaction is completed electronically, and their card never leaves their hand. It’s faster, easier and much more secure. Check by Phone Check by Phone is an Internet software platform that allows merchants to accept checks by phone.

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