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Ron Jefferson III's Articles in Finance

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  • The Truth about Bad Credit Debt Consolidation
    You've probably seen the ads for bad credit debt consolidation. Even if you're in debt up to your ears and haven't made a payment in months, these companies claim they can help you consolidate your debt in spite of your bad credit.
  • Beware of Debt Elimination Scams
    You're up to your eyeballs in debt. Credit cards, student loans, mortgage and car payments, you name it. Then one day you get an email introducing you to the wonders of debt elimination.
  • Debt Help can give you Peace of Mind and Financial Health
    Consumer debt has become a common part of our culture today. With the ease of obtaining credit cards and the convenience of using them, the unfortunate result has been many families without the means of paying off debts quickly and easily.
  • Bad Debt Is Usually a Lost Cause
    Companies and businesses often end up with bad debt and institutions regard bad debt as a loss for all intents and purposes. From an accountant’s point of view, this debt is in the accounts receivable category, and these are accounts receivable that will not be paid.
  • Getting Rid of Debt with Consolidation Loans
    Virtually everyone is in debt nowadays. Almost nobody can escape the trials of being in debt in America today. Some people manage to get by with less debt than others, but the bottom line is
  • Debt Relief: One Day At A Time
    The average American family is struggling with more and more debt every year. The attitude of the 1950’s American family has turned 180 degrees and the American dream alongside it.
  • Paying Off Credit Debt:The Simple Approach
    Everyone in America has a credit card. They are so easy to carry when out and about. They are so small and thin that they easily slide into a wallet or purse or even in a pocket. Some credit debt is okay to have.
  • Paying Down the National Debt
    Most Americans have more debt than savings; it seems to be the new American dream. Of course it is dangerous to carry too much debt, but there isn’t much most people can do.
  • Credit Card Debt in America Higher Than Ever
    America’s average family credit card debt is growing every year. It used to be that individuals had school loans from their college days and families had mortgages to pay on their houses, but nowadays, the profile is changing. Recently, it’s the credit card debt that is entering the astronomical ranges.
  • Debt Settlement and Bankruptcy
    As things change in ones life, there may come a time when bankruptcy is the only way for debt settlement to happen. Most people fall in love and marry thinking that they will grow old together. When the marriage doesn’t work, there are expenses that need to be paid in order for the divorce to work.
  • Debt Consolidation Planning The Easy Way
    Deciding to get out of debt is admirable and the right decision for most people as debt can really slow people down. It can rob one of peace of mind by dwelling on it. Debt consolidation is a great starting plan for reducing debt.
  • Working Your Way Out From Under Educational Debt
    Few and far between are those who manage to finish college without becoming ridden in debt. Of course, many people manage to have a decent amount of school debt, but some people find themselves so far in the red that they can’t even imagine how they will one day be able to come into the black.
  • Should I Hire a Debt Settlement Lawyer?
    A debt settlement lawyer is an attorney who can help eliminate or reduce your debt. There are times when a debt settlement lawyer will encourage you to file for bankruptcy, but most of the time he or she will work with your creditors to accept a percentage of what you owe as final payment.
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