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William Blake's Articles in Credit

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  • Discipline Yourself to Spend Less
    Debt is always undesirable and everyone does whatever they can to avoid getting stuck in it. But, thanks to credit cards and offers of delayed payment, controlling spending habits and preventing debt involves a considerable amount of hard work and discipline.
  • Children Affected by Their Parents Management of Money
    Children are great imitators, learning by what they see other people, especially their parents, doing. Children also learn how to care for financial matters by observing what their parents do, so setting a good example will help them later on in life financially.
  • How To Help Your Teenager Become Financially Responsible
    Teenagers tend to think that they know everything already, and often consider their parents to be clueless about what really matters to them. Such erroneous beliefs are not true, since parents are well aware of the dangers of poor financial decisions. Parents can and should teach their teenagers quite a bit about money and how to use it well.
  • Reasons Debt Management Doesn't Always Work
    Few people go into debt with the intention of getting in over their heads. Most of us borrow to get the things we need and want, with every intention of paying back every penny. But sometimes things do not work that way.
  • How (And Why) You Should Teach Your Kids To Be Money Smart
    Teaching kids is just plain easier than teaching adults and this principle definitely applies to financial matters. Getting children in the habit of saving as opposed to over spending can and should start early in their lives. Consider the follow suggestions on how it can be accomplished most effectively:
  • Obtaining a Loan is Still Possible After Bankruptcy
    Filing bankruptcy does not end the possibility of obtaining a personal loan. In fact, a person who files bankruptcy can obtain a bad credit personal loan in as little as 30 days after the discharge of the bankruptcy. And since they cannot file for another bankruptcy for seven years, this provides insurance for companies that are willing to take a chance on someone with bad credit knowing that they have legal recourse to recoup the amount of the loan.
  • This Spring, Get Down and Dirty with Your Credit Score
    Are you ready for a fresh financial start this year? Here are a few easy ways to spring clean your credit score, and begin today to pay down your debt.
  • Credit Repair After Bankruptcy Is Possible
    If you declare bankruptcy, be prepared for it to show on your credit record for a minimum of 10 years. If any debt service offers to remove this from your record for a fee, it is too good to be true. They are simply trying to scam you out of the rest of your money. However, you can work at your credit repair after bankruptcy.
  • Tell Me - What On Earth Is A Bureau Credit Repair Report?
    To get a bureau credit report, you can do so from one of three federally recognized credit bureaus: Equifax, Experian, or TransUnion. Each of these bureaus will allow you to get one free report- which means if you access all of them, you can get up to three free bureau credit reports per year. Be sure to take advantage of this fact, and keep an eye not only on your finances, but on your security. If you are working towards repairing your credit, these reports will become especially important.
  • Bad Credit Repair Tips You Can Apply Immediately
    Yes, having poor credit can certainly limit your ability to purchase something you really have your heart set on. Poor credit means not only having to give up the things you really want, but also perhaps spending sleepless nights worrying about the problem and how to fix it. Many people will offer advice on how to repair your credit, but some of the best advice is to take the step to fix it yourself.
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